How you earn from Versa Cash/Cash-i

As a Versa Cash/-i user, it’s important to understand how your money grows. Did you know that you do not earn returns from the monthly payouts? You earn whenever the unit price increases, which is almost every day! We break it down for you here:

The Low-Risk Investment Funds behind Versa Cash and Versa Cash-i

Behind each of our savings products – Versa Cash and Versa Cash-i – is a low-risk savings fund that pools investors’ money together. When you make a Cash In to either Versa Cash or Versa Cash-i, units are automatically purchased from the respective funds.

Reinvesting for More Returns

Once your Cash In is reflected in your Versa account balance, you’ll start earning returns. You earn returns whenever the unit price of the fund increases, which is almost daily and it is reflected in your balance. So, if your balance goes up, it means you’re earning! Here’s an example:

You don’t earn from the monthly payouts. The payouts are actually reinvestment of your units, helping you earn more overtime.

Understanding Your Earnings

We want to help you understand how much you earn with us, so we display the base net return per annum for each fund on their respective pages. We also show the historical performance of the fund, so you can make informed decisions about your investments.

Current Promotional Rates

It’s worth noting that the returns change month to month depending on the performance of each fund. Currently, all savings funds enjoy a promotional rate of 4.3% p.a. Net Returns on your first RM30,000 when you maintain a minimum of RM1,000 in your Versa Cash and/or Versa Cash-i account. Learn more here.

Don’t forget to check our pages frequently for the latest updates on our investment products and promotions.

We hope this article has helped you understand how your savings grow with us! If you have any further questions or concerns, don’t hesitate to reach out to our customer support team.